The mandatory introduction of Home Information Packs means that every house that is sold now must have one of these documents ready to show prospective buyers and tenants.
The mandatory documentation that makes up a Home Information Packs set are:
• Statement of Sale. This part of any Home Information Packs shows prospective buyers of your property the basic information such as your name and address of the property as well as the state of the land the home is built on as to whether it belongs to the homeowner or not. Such a state would either be freehold, common hold or leasehold. Any buyer must make sure they consult the Home Information Packs when looking at this issue of land ownership.
• Title documents prove to the buyer of the property that the Land Registry can confirm that the seller is indeed entitled to sell the house and is the rightful owner of the property.
• A series of standard searches will make up many of the documents within the Home Information Packs and they will collate all documents relating to information that the local council and government bodies have regarding the land and home, and the local water regulatory body and the land charges register.
• The newest creation to go into any Home Information Packs is an energy performance assessment and certificate. This is a documented quality control check carried out by a professional qualified assessor who will give the property two energy ratings.
1) The first rating is how efficient the property is at using the energy supply
2) The second rating will give the impact level of the home in its current state on the environment.
This statement will show how the assessor thinks the property could improve its energy rating and what ecologically friendly improvements should and could be made.
• There is in any leasehold or common hold Home Information Packs documentation regarding the lease and service charges and current building work and the cost of building insurance.
• Finally there will be a Home Information Packs Index. This will give a contents listing and explain why some documentation may be unavailable.
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